The provinces and territories administer and deliver most of Canada's health care services, with all provincial and territorial health insurance plans expected to meet national principles set out under the Canada Health Act. Each provincial and territorial health insurance plan covers medically necessary hospital and doctors' services that are provided on a pre-paid basis, without direct charges at the point of service. 

Most provincial and territorial governments offer and fund supplementary benefits for certain groups (e.g., low-income residents and seniors), such as drugs prescribed outside hospitals, ambulance costs, and hearing, vision and dental care, that are not covered under the Canada Health Act. 

Although the provinces and territories provide these additional benefits for certain groups of people, supplementary health services are largely financed privately. Individuals and families who do not qualify for publicly funded coverage may pay these costs directly (out-of-pocket), be covered under an employment-based group insurance plan or buy private insurance. Under most provincial and territorial laws, private insurers are restricted from offering coverage that duplicates that of the publicly funded plans, but they can compete in the supplementary coverage market.

To find out more about your province's health care policy, click on a link below:

Ontario (OHIP) Click Here Nova Scotia Department of Health and Wellness
Ontario (Trillium Drug Plan) North West Territories Health and Social Services
Alberta Health & Wellness Nunavut Deparment of Health
BC Health Plan PEI Department of Health and Wellness
Manitoba Health Plan Quebec Health Insurance
New Brunswick Health Plan Saskatchewan Health Plan
Newfoundland Health & Community Services Yukon Health and Social Services


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